Your payments. Your account. Your rules.

EpochPay is the new standard: credit card + crypto checkout, real ownership, and always-on support — with no reserves, ever.

Banned by Stripe? Funds frozen? Not getting Support?

That's exactly why we built EpochPay: independent rails for high-risk merchants, with 100% uptime and always-on support.

We Specialize In High-Risk Industries

Supplements

Peptides, SARMs, Nootropics & Nutraceuticals

Adult Entertainment

Content, Subscriptions & Services

CBD & Cannabis

Products & Services

Gaming & Gambling

Web3 Casinos & Skill Games

Crypto & NFTs

Digital Assets & Trading

High-Ticket Coaching

Digital Services & Courses

Don't see your industry? We work with all high-risk merchants. Book a demo to discuss your specific needs.

Why Choose EpochPay?

Independent payment infrastructure for high-risk merchants — with 100% uptime and always-on support.

Own Your Crypto Payments

Direct-to-wallet settlement with no third-party custody. Not a plugin — your own rails, instant funds, no freezes.

100% Uptime Guarantee — Built for Merchants Banned by Stripe

Independent rails with direct banking. Not a reseller — your own merchant account, no freezes, no downtime.

Transparent Pricing

Crypto settles instantly at just 2%. Credit card transactions clear at 6–9% directly into your account — with no hidden reserves, no delays, and the lowest fees in the industry.

Real Human Support

Dedicated support team that never disappears when you need them most. Unlike other high-risk processors who ghost merchants, we provide always-on support with real humans who understand your business.

Frequently Asked Questions

What makes EpochPay different from other high-risk processors?

We operate independent payment infrastructure — our own credit card processing network and crypto systems. Other processors just resell Stripe accounts until you get banned. EpochPay provides true independent processing with your own merchant account and guaranteed uptime.

What cryptocurrencies do you support?

We support Bitcoin, Ethereum, USDC, USDT, and other major cryptocurrencies through our independent crypto processing infrastructure. All settlements go directly to your wallet with no intermediaries.

How fast are settlements?

Crypto settlements are instant. Credit card transactions typically settle within 24-48 hours directly to your business account.

Do you work with businesses that have been banned by Stripe or PayPal?

Yes, that's exactly who we built EpochPay for. We specialize in high-risk industries including supplements, adult entertainment, CBD, gaming, crypto, and high-ticket coaching that traditional processors reject.

What are your processing fees?

Crypto transactions are just 2% with instant settlement. Credit card processing ranges from 6-9% depending on your industry and volume, with no hidden fees or reserves held.

Are you compliant with regulations?

Yes, we maintain full compliance with all relevant financial regulations and work with licensed banking partners for credit card processing.

What integrations do you offer?

We provide APIs, plugins for major e-commerce platforms, and custom integration support. Our technical team helps with implementation.

How long does setup take?

Most merchants are up and running within 3-5 business days. We handle all the technical setup and provide dedicated support throughout the onboarding process.

Do you require reserves or rolling reserves?

No hidden reserves. Unlike traditional high-risk processors, we don't hold your money hostage. Your funds settle directly to your account according to our transparent settlement schedule.

Ready to Own Your Payment Rails?

Join hundreds of high-risk merchants who trust EpochPay's independent payment infrastructure for reliable, transparent processing.

Book a Demo Today